Financial Sector

Berghem provides specialized security testing for PCI-DSS (all levels), SWIFT Customer Security Programme (CSP), Central Bank of Brazil (BACEN) cybersecurity regulations, European Banking Authority (EBA) ICT guidelines, and Basel Committee operational resilience requirements. For organizations adopting AI in financial services, we also address emerging AI-specific regulatory requirements and provide testing aligned with the EU AI Act's high-risk AI provisions for financial applications.

Yes. Berghem has extensive experience testing payment terminal infrastructure including ATM systems, POS terminals, payment gateways, EMV chip implementations, contactless payment systems, and mobile payment platforms. Our testing covers hardware interface security, transaction flow manipulation, network segmentation between payment and corporate networks, cryptographic key management, and compliance with PCI PTS device security requirements.

Financial fraud detection testing evaluates the effectiveness of an organization's anti-fraud controls by simulating real-world fraud scenarios. Berghem tests transaction monitoring systems, rule engines, machine learning fraud models, account takeover defenses, and social engineering controls specific to financial services. Testing reveals gaps where fraudulent transactions could bypass detection, enabling organizations to tune their controls before real losses occur.

Yes. Over 80% of Berghem's historical work has been dedicated to securing payment systems, core banking platforms, and fintech infrastructure. We have tested core banking systems at 9 of the 10 largest Brazilian banks, including API gateways, middleware, transaction processing engines, and integration layers. This depth of experience means we understand the business logic and architectural patterns specific to banking systems.